the complete money kit · $39 · one-time
Everything we make, one download, nine dollars off.
Both flagship spreadsheets plus two tools that only exist in the kit. If you're going to fix the whole picture (paychecks, bills, debt, savings, the annual look-in-the-mirror), this is the cheaper way to do it.
Instant download · light + dark editions of both flagships · 30-day guarantee
What's inside.
The Payday System
The 8-tab paycheck budget: bill calendar, safe-to-spend dashboard, spending log, savings goals, debt, net worth. The one you'll open every payday.
Debt Payoff Toolkit
Snowball vs avalanche with your real numbers: payoff order, rollover math, debt-free dates, and what your choice costs in interest.
Couples Paycheck Planner
Two incomes on one timeline, per-person summaries, and a Fair Split tab that suggests income-proportional shares of joint costs, the equal-feeling way to share a household.
Annual Money Reset
A once-a-year honest hour: where last year's money actually went, three goals for the next one, and a sinking-funds number that makes December cheap.
Fair questions.
I already bought the Payday System. Can I upgrade?
Email [email protected] with your receipt and we'll send you a link to get the kit for the difference. Nobody pays twice for the same sheet.
Can we use one kit as a couple?
Yes, a purchase covers your household. The Couples Planner exists precisely for that.
Why is the bundle only $9 cheaper?
Because the parts are honestly priced to begin with. The kit's real sweetener is the two tools you can't buy separately.